Financial Policy

Financial Policy

For your convenience, we accept Visa, MasterCard, Discover and American Express. We deliver the finest care at the most reasonable cost to our patients, therefore, payment is due at the time service is rendered unless other arrangements have been made in advance. We offer no interest payment plans, with approved credit. If you have questions regarding your account, please contact us at 614-891-4242 Many times, a simple telephone call will clear any misunderstandings.

No Dental Insurance?

We offer The Dental Savings Plan
Once you enroll with Dental Savings Plan, you will receive your preventive care for the year and receive discounts on all of your additional dental needs. Unlike dental insurance, there are NO deductibles, NO waiting times, and NO maximums!

The Dental Savings Plan

We also offer no-interest financing through Lending Club  https://www.lendingclub.com/patientsolutions/

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has been paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be accomplished prior to the actual procedure.

PREVENTIVE DENTAL CARE

Member Discount

  • Comprehensive Exam 100%
  • Periodic Exam (2 per year) 100%
  • Limited Oral Exam (problem focused, 1 per year) 100%
  • Full-Mouth Series (1 every 5 years) 50%
  • Intraoral-Periapical, X-Ray 100%
  • Bite Wing X-Ray (1 per year) 100%
  • Child Cleaning, D1120 (2 per year) 100%
  • Adult Cleaning, D1110 (2 per year) 100%
  • Sealants (permanent teeth only, no age limit) 20%
  • Fluoride (2 per year, no age limit) $20

PERIODONTAL SERVICES

Member Discount

  • Periodontal Gum Screening (one per year) No Charge
  • Perio Scaling/Root Planning per Quadrant (D4341) 20%
  • Perio Scaling/Root Planning 1-3 Teeth/Quadrant (D4341) 20%
  • Periodontal Maintenance (D4910) 25%
  • All Other Periodontics 20%

RESTORATIVE SERVICES

Member Discount

  • Tooth Colored Composite Fillings 20%
  • Crowns/Onlays/Inlays 15%
  • Oral Surgery 20%
  • Root Canals 15%
  • Dentures & Partials 15%
  • Implants (restorative) 15%

OTHER SERVICES

Member Discount

  • Bite Guard (Lab-Fabricated) 25%
  • Orthodontics (Invisalign/Full Case Only) $500 off
  • ZOOM Whitening Ask in office

BENEFIT PREMIUMS

  • Single $279.00
  • Dual* $549.00
  • Family (3)** $749.00
  • Family (4)** $949.00
  • Additional*** $149.00

*The Dual Plan is for Parent/Child or Husband/Wife only.

**The Family Plan includes parents and their children enrolled full-time in college until age 23 or children not enrolled full-time in college until age 18.

***The cost for additional immediate family members is stated above.

Auto Renewal policy – 5% off

Sign up for auto-renewal of your discount plan and receive 5% off next year’s premium! Ask our front desk team members how to sign up for this great savings offer.

With your Dental Savings Plan there are:

  • No yearly maximums
  • No deductibles
  • No claim forms
  • No pre-authorization requirements
  • No pre-existing condition limitations
  • Immediate eligibility (no waiting periods)

Membership fees must be paid in full prior to receiving benefits. All co-payments must be paid at the time of service or the usual fees will apply.

May not be used in conjunction with Care Credit or Chase Health Advance third-party financing or special offers.

May not be used in conjunction with dental insurance plans. The plan is intended for those who do not have dental insurance. No refunds will be granted after the annual fee has been paid.

Offer is for one year of service from date of membership payment. Renewal rates may be subject to change. .

This plan is only honored at Northstar Family Dental

View our full Dental Savings Plan Brochure

INSURANCE

Your dental plan is a form of compensation provided by your employer. You can expect the carrier (insurance company) to reimburse you for a portion of our fee. That portion is determined by the contract between your employer and the insurance company. The higher the premium paid by your company, the more generous the reimbursement.

Although we are not a party to the contractual arrangement with your insurance company, we do want to help you receive the maximum reimbursement to which you are entitled. As a convenience to you we will help you process your insurance claims in order for you to receive this maximum benefit. We will also gladly provide dental x-rays and a written diagnostic report should your insurance company have any questions about the services provided.

Northstar Family Dental is an in-network, participating provider with several dental insurance companies.

At all times, you can be confident that we will always provide you with our best services without regard to the limitations imposed by your insurance coverage. To do otherwise would violate our contract with you a contract we feel morally obliged to honor.

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